Direct payment of cash is most popular in Vietnam. Small shops, restaurants and markets usually do not accept any other payment.

Major credit/debit cards (such as Visa Card, MasterCard and to some extent American Express) are increasingly being used, especially in big cities and tourist places, but only in restaurants, hotels or big shopping malls with a transactional fee (3%-4%).

Traveler’s cheques are not accepted.

Bank charge: 

+ Visa/ Master card: 2.2% for bank charge.

+ American card: 3% for bank charge.

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